Pension planning is split into three key areas; pre-retirement planning, at retirement planning and post retirement planning.
Pre-retirement planning requires advice with regard the amount of money needed to be invested to enjoy a good retirement and investing in funds which will deliver the growth required. At retirement planning is probably the most important part of planning as the decisions clients are asked to make include a wide area of choice. Some of the decisions made such as purchasing an annuity are irreversible and advice should always be sought.
Once in retirement and depending on the options chosen at retirement on going advice is important to maintain your standard of living with ongoing advice and in line with changes in legislation and your financial needs.
Other areas of advice…
Call back request
If you would like to talk with one of our advisers at a time that is convenient to you, just fill in this short form.
Our website offers information about investing and saving, but not personal advice. If you’re not sure which investments are right for you, please request advice, for example from our financial advisers. If you decide to invest, remember that investments can go up and down in value, so you could get back less than you put in.