Individual Savings Accounts (ISA’s) are tax free investments available for cash and stocks and shares investment.
Our research constantly confirms better returns are achieved from stocks and shares ISA’s over the medium term compared to cash ISA’s.
ISA’s are particulary advantageous to higher rate taxpayers as both the income and growth produced by these investments are free of both capital gains tax and income tax. The maximum amount which can be invested for the tax year 2015/2016 is £15,240.
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Our website offers information about investing and saving, but not personal advice. If you’re not sure which investments are right for you, please request advice, for example from our financial advisers. If you decide to invest, remember that investments can go up and down in value, so you could get back less than you put in.