Investments

Investments

OUR AIM IS TO HELP YOU MAKE THE MOST OF YOUR MONEY

Before investing any sum of money some fundamental principles have to be established. These principles include ensuring there is adequate day to day money available for immediate needs and a reserve is in place when required.

After establishing a suitable reserve and taking in to account any planned expenditure then the balance could be considered for investment. 

One key element in selecting a suitable investment is the client’s attitude to risk. Once the attitude to risk has been discussed and confirmed we are ready to discuss the most suitable product taking in to account suitable tax wrappers and achieving the clients income or capital growth goals.

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Other areas of advice…

Investments

We understand that everyone is different and at different stages in life, which is why we provide investment strategies that can be tailored to match your individual needs and circumstances.

Inheritance Tax Planning

Inheritance tax is paid on assets when someone dies. Research has shown that 30 million people are paying too much tax. More than £5bn, or 5% of HMRC’s expected income, could have been saved if people had arranged their affairs more efficiently.

Pensions

Every hard worker dreams of a relaxed and secure retirement. Now that we’re living longer lives, retirements are rarely short-lived, which makes planning for your future as a retiree more important.

ISAs

An ISA (Individual Savings Account) is a tax-free way to save or invest. If you're starting to think about saving or investing, ISAs could be a good place to begin. On other savings accounts, you may have to pay income tax* on the interest you earn.

At Retirement Planning

The choices available to consumers are wide and varied and advice is essential at this key moment. Many of the options available once selected are irreversible such as the purchase of an annuity.

Mortgages

For many buying a house can be an exciting but also daunting prospect. With years of experience and access to all lenders, we're well placed to help you find the very best mortgage. We'll guide you through the process and save you time and money.

Call back request

If you would like to talk with one of our advisers at a time that is convenient to you, just fill in this short form.

Our website offers information about investing and saving, but not personal advice. If you’re not sure which investments are right for you, please request advice, for example from our financial advisers. If you decide to invest,  remember that investments can go up and down in value, so you could get back less than you put in.

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