Mortgage Borrowing Calculator

Mortgage Borrowing Calculator

Calculate how much you could borrow as a mortgage for a property you’ll live in, based on your salary or other income, and your financial situation.

Your Salary (Gross p.a.)

Partner's Salary (Gross p.a.)

Deposit

Monthly Outgoings

Your Results

This calculator uses the following assumptions.

Maximum borrowing is a multiple of between 2.50 and 5.00 times total income less annualised outgoings. Lenders will only lend up to 95% loan to value (LTV).

This is intended as an indicative guide only. It is a generic calculation that does not take into account the individuals circumstances, it should not therefore be relied on.

Your home may be repossessed if you do not keep up repayments on your mortgage.

You can choose how we are paid for mortgages; pay a fee, usually 0.5% of the loan amount or we can accept commission from the lender.

Our website offers information about investing and saving, but not personal advice. If you’re not sure which investments are right for you, please request advice, for example from our financial advisers.